This holiday season I’m getting started early. I for one was truly excited when I saw that Walmart was bringing back their Layaway program! I ran around the house in glee giving high fives to everyone! But now that I’m sitting down and pricing items and thinking of the best way to go about this…and reading the fine print. So first, check out the fine print:
For more deets click here. Now I for one, am not a fan of extra rules and stipulations. It shouldn’t be that complicated right? Well, my dilemma is how to determine what to put on Layaway and what to just buy as I find it. I’m a little hesitant in making my decision just because I don’t want to make the wrong one. I for one, love layaway. I love it because you can go ahead and pick out what you want, pay for it over time and then pick it up. Not only did you go ahead and get it checked off your list, but you also had someplace to store all of those items. When Walmart first got rid of their layaway program, I had to go to Kmart. Some people may not mind that, but I for one am not the biggest fan of Kmart. I guess the stores in my cities are just not well kept, service is slow and poor. So I’ve dealt with going to them for their layaway…but the selection compared to Walmart doesn’t even compete.
Sears has layaway also. They have online layaway, even better (so does their partner company Kmart). Problem is, I don’t frequent Sears in person, so I have no idea what they have available in store. I may just have to take the trip. Toy’s R Us also has layaway on select larger ticket items only. I don’t frequent Toy’s R Us much either, but I do have a gift card from them, so I will be using it towards a gift.
Back in the day, if the price dropped while your item was on layaway it would come off the total price when you paid out your layaway. The site doesn’t say whether or not it will do that. That’s part of my dilemma…because I hate wasting money. So right now I’m thinking I’ll put the Xbox Kinect on layaway and toys on layaway and everything else like games for the Kinect and other gifts I’ll buy as the season progresses. I enjoy the thrill of a sale, especially when I’m not trying to get tons and tons at a time. Plus, I love shopping for myself during the holiday season because those deals are just too good to pass up! This year will be my first Black Friday off in a long time…not just am I off, but I’ll have some extra money to play with and I’m looking forward to getting some awesome deals.
What are your plans for tackling this holiday season? Layaway or no layaway?