As mentioned in my previous post, I’m going thru a roller coaster period right now. I am not a fan. It’s caused me to rethink some things. For starters, I won’t be able to put as much of my refund away towards the house because I have to handle some unexpected costs. But hey, that’s what extra money is for right? I’m not going to dwell on the negative. I’m pressing towards my goal.
Last night I was looking online at homes for sale. I haven’t done that in a few weeks. Lately I’ve been focusing on our summer plans and coming to that decision with my mom. Now that we’ve signed contract on our beach getaway, I can get back to my homeowner dreams. I’ve been doing some research on loan programs available through my bank and other banks for first time homebuyers. I feel like I’m at a stand-still at this point because I have no money right now. But although I’ve been down a bit in the past few days, I’m sure as hell not out!
Last night I had a very vision-style dream. I have a lot of deja-vu in my life, real talk. So when I woke up this morning, I felt like, my dream can be realized. But it’s not the most realistic thing to think that I can have it done by the summer. That would be absolutely amazing if by some miracle we received a windfall and were able to do so. Realistically tho, I don’t find it impossible to move before the end of the year. I have this very strong gut feeling that the holidays this year will not be in our present home. It will be in our new house. Now I can’t say if it will be a one story or a two story yet. It wouldn’t make sense to assume it’s anything that I’m looking at now! lol But I have a pretty strong inkling. I can’t explain it, it’s just a gut feeling I have. I can’t say if it will be garland on the banister, a display on the mantle, outdoor decor, but I know that it will be in a different home. Like this beautiful holiday setting for an example:
I think that taking a few more months can make a difference for us. I’m also believing that I will have a job transition this year, praying for it to be in the first half of the year. But not only for the purpose of job satisfaction but for a pay increase. In the meantime, the bonuses I can get with my current position, my goal is to maximize those. Step up my job performance so that I can get the highest bonus and that’s more money that goes towards buying a house.
I’m really determined!! So my dream may be deferred but it will happen! I’m going to print a picture of the type of house I’m leaning towards and put it on my vision board. Wanna see? Here I’ll show ya! lol I am focusing on two main types of homes: a townhome or a duplex.
This particular example, there are plenty of on the market now. My preferred area costs are a little higher for this style, this particular one is located still in an okay area, it’s just a tad closer than I would like to my in-laws! lol No offense! Below is my dream townhome, in my preferred area…difference in price is more than $30K!! Eeek!
I like stairs, for some reason I feel like you get more space out of a two-story home. But I’m also open to a duplex. Here’s an example:
These are just a few of the ideas of the types of homes I’m interested in. Want to see more? Follow me on Pinterest!
For now I’m not going to look at houses online for a while. My focus is on saving. I’m gonna print out a pic, post it up and let it be. Stay tuned for my posts that show how I’m achieving my savings goals! I can’t wait to see how my savings grow!