It’s hard to believe that it’s officially Summer. It’s even harder to believe that if you blink a few times, it’ll be Fall and then Winter. Summer always seems to go by the fastest. But now is the time to start planning for the holidays. Every year it’s the same thing… you scramble to make it work in November and December and then you’re feeling the effects of it way into the New Year.
- Create that holiday savings fund. Check with your bank/credit union to see what is available. I bank with a credit union and anytime except for October – December you can open a holiday savings fund.
- Save $5. This is a trick I’m starting now and it’s actually pretty easy once you set your mind to it. Basically you will save every $5 bill that you get. Most of us pay with a card anyway, so if you pay in cash you’re more than likely paying with a $20. When you get change back as a $5 put it in a different place in your wallet so you don’t spend it. When you get home, put it in a jar or a piggy bank. I think a jar would be better so that you can see your savings grow. DON’T TOUCH IT!!!